Enabling Last-Mile Banking
Across India

At Samvriddhi Inclusive Growth Network (P) Ltd. (SIGN), we provide a robust suite of financial inclusion services by acting as a Corporate Business Correspondent (BC) to leading Indian banks. Our goal is to offer essential banking and government scheme benefits to underserved communities through a secure, scalable, and technology-led distribution.

Our services span across Customer Service Point (CSP) deployment, basic banking, biometric authentication, government scheme facilitation, and financial literacy programs.

Kiosk-Based
Banking Services

"Banking at your doorstep — reliable, real-time, rural."

We operate thousands of CSP Kiosks that deliver basic banking services in rural and semi-urban areas.

Available Services at CSPs:
  • Cash deposits & withdrawals (AEPS & card-based)
  • Balance inquiry and mini-statements
  • Money transfer/remittance services
  • Account opening with e-KYC
  • Passbook printing, mobile linking, and more

Aadhaar Enabled Payment System (AEPS)

Fully compliant with RBI/NPCI frameworks

Kiosk Operator
Smart Card

Biometric Smart
Card Services

“Secure banking for the last-mile population.”

We enable Aadhaar-authenticated transactions using biometric smart cards, especially for:

  • Social security and pension disbursement
  • MNREGA and other entitlements
  • Direct Benefit Transfers (DBT)

These cards are securely issued and managed under UIDAI norms.

Powered by biometric security & integrated with government databases.

Social Security
Scheme Enrollment

“Banking at your doorstep — reliable, real-time, rural.”

We facilitate registration for various government financial security schemes at our CSPs:

  • Atal Pension Yojana (APY)
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY)

These services ensure coverage and awareness of essential government-provided financial protection.

Online onboarding & premium collection

CSPs trained for promotion and awareness campaigns

Woman with currency notes
Financial Literacy

Financial Literacy &
Community Outreach

“Not just banking access—banking awareness.”

We organize regular field programs to increase digital and financial literacy in rural communities:

  • Group sessions with visual tools (video, posters, demo apps)
  • Guidance on saving, digital payments, fraud awareness
  • Targeted campaigns for women, youth, and elderly customers

Supports PMJDY & RBI Financial Education initiatives

Loan Sourcing &
Recovery Support

“Banking at your doorstep — reliable, real-time, rural.”

We assist in identifying and onboarding credit-eligible rural customers by working closely with partner banks. Our CSPs also support follow-up and collection of EMIs, especially for:

  • Micro-enterprise loans
  • Self-help group (SHG) financing
  • Agricultural and equipment loans

Data-driven borrower profiling

Digital loan repayment support

Loan Sourcing & Recovery Report
CSP Enablement & Project Management

CSP Enablement &
Project Management

“Not just banking access—banking awareness.”

As an empanelled CBC, we provide end-to-end services to banks and partners for CSP operations:

  • CSP identification, due diligence & onboarding
  • Training, biometric device provisioning, ID cards
  • Monitoring dashboards and MIS reporting
  • Regional support teams for field-level issue resolution

SLA-driven execution for all mandates

Trusted by SBI, PNB, BoB, UCO Bank & others

Where We Operate

We currently deliver services in 12+ states, including:

  • Bihar
  • Odisha
  • Jharkhand
  • West Bengal
  • Uttar Pradesh
  • Assam
  • Karnataka
  • Maharashtra
  • Tamil Nadu
  • Telangana
  • Andhra Pradesh
  • Delhi NCR

Our network includes 10,000+ CSPs and counting, backed by regional support offices and a trained field force.

India Map

Want to Partner With Us?

Whether you are a bank, NBFC, CSR body, or
fintech company — we have the ground network and expertise to aid in your mission.

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